Episodes

THIS EPISODE IS SPONSORED BY ALACRITI In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stuart Bain, Senior Vice President of Product Management at Alacriti (www.alacriti.com), and Deepak Kapoor, Senior Vice President and Head of Payments Product at Huntington National Bank(www.huntington.com). Stuart and Deepak share their unique journeys into the payments industry before discussing howbanks and fintechs are working together to modernize commercial payme...

In this special First Anniversary episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe celebrates one year behind the microphone with five returning guests who helped shape the show's journey: Wayne Brown, Genevieve Dozier, Stuart Hack, Zoya Lieberman, and Kevin "The Payments Professor" Olsen. Together they reflect on the podcast's first year, share stories from their own careers, discuss the importance of mentorship, community, and relationship building, and offer advice on i...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stephanie Prebish, Senior Managing Director of Association Services at Nacha (www.nacha.org). Stephanie shares her career journey from bank teller to payments industry leader, including how a newspaper ad for “electronic banking” eventually led her to Nacha more than two decades ago. Seth and Stephanie discuss Nacha’s role in supporting membership, conferences, education, professional accreditation, and pr...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Bob Stark, Head of Market Strategy at Kyriba (www.kyriba.com), for a wide-ranging conversation on the evolution of treasury technology andwhere it goes next. Seth and Bob look back at the early days of treasury management systems, dial-up bank connectivity, DOS-based tools, painful upgrades, and the long-running challenges of cash visibility, forecasting, and automation. They then explore how treasury has ...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Eric Schwartz, Operating Partner at Canapi Ventures (www.canapi.com), for a wide-ranging conversation on fintech investing, bank strategy, AI, digital assets, embedded finance, and the evolving relationship between banks and technology providers. Eric shares how Canapi’s bank-backed venture model helps connect financial institutions with fintech and enterprise software companies, why founder-market fit mat...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments adoption. The conversation explores RTP, FedNow, the “receive-only rut,” ...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Shay, founder of N3XT (www.n3xt.io) and co-founder of Signature Bank, for a wide-ranging conversation on full reserve banking, blockchain-based settlement, programmable money, and the future of financial infrastructure. Scott explains how N3XT’s model differs from traditional fractional reserve banking, why 24/7 real-time movement of money can matter for corporate treasurers, and how use cases like i...

In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Leo Gil, Vice President of Product at Bottomline (www.bottomline.com/us/cash-management). They explore how treasury teams are evolving from manual, back-office processes toward more strategic, data-driven cash and payments operations. Leo discussesBottomline’s role in helping corporates automate payments, improve cash visibility, strengthen forecasting, and connect fragmented bank and ERP data across global...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations ...

In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Will K. Grace, Founder and CEO of DeNovo Treasury LLC (https://www.denovotreasury.com/). They explore the evolution of treasury management in community banks and credit unions, emphasizing why treasury is no longer optional for financial institutions looking to grow commercial relationships, retain deposits, and compete beyond traditional community banking models. Will discusses thechallenges smaller instit...

In this episode of the Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Julia Carreon, former Global Head of Platform and Client Experience for Citi Wealth and co-author of the forthcoming book Walking on Broken Glass. They discuss Julia’s rise through leadership roles at Wells Fargo and Citi, the operational and cultural differences between large financial institutions, and the realities of navigating executive power structures inside corporate America. Julia shares her perso...

In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Karen Gilhooly, former banking executive at Citi and HSBC, leadership coach, speaker, and host of the Make Minutes Matter podcast.They explore why so many individuals and teams feel stuck, emphasizing that the issue is often not external circumstances but ingrained patterns of thinking and behavior. Karen discusses the importance of treating time as a critical asset, sharing practical insights on how leader...

THIS EPISODE IS SPONSORED BY 9LENSES In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Tom Hessen, CEO of 9Lenses (www.9lenses.com). They explore the challenges banks face in building meaningful client relationships, emphasizing the disconnect between relationship managers and treasury specialists and the limitations of traditional sales approaches. Tom discusses how shifting from transactional conversations to advisory-led consultations can unlock growth,...

In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Todd Weiden, CEO and Founder of SalteeCo (www.getsaltee.com). SalteeCo is a growth, talent + advisory focused consulting firm. They explore the critical role of leadership in driving growth, transformation, and execution across banks and credit unions, emphasizing why strategy alone is not enough without consistent coaching and accountability. Todd discusses howorganizations can move beyond check-the-box re...

In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Lee-Ann Perkins, Head of Treasury at Ankura Consulting Group (www.ankura.com). They explore the transformative role of modern treasury functions, emphasizing the shift from traditional methods to strategic decision-making. Lee-Ann discusses how COVID-19 accelerated this evolution, highlighting the importance of technology and trust in shaping company resilience and capital strategies. She further provides in...

In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Sean Carter, CEO of NEACH (www.neach.org) and the NEACH Payments Group (www.neachgroup.com). Sean explains NEACH's role as a regional payment association providing education, rules, and risk management support for financial institutions, the consolidation of regional associations from 30 to 9 due to bank mergers and industry shifts, and the relationship between NEACH and NACHA, including how PAs participate ...

In this episode of the Treasury Whisperers Talkcast Podcast, host Seth Marlowe interviews Tony Masone, Amazon's Vice President and Treasurer. They discuss Tony's extensive career in treasury management, including his start in treasury at PepsiCo, his time at GE and the transition to Amazon. Theconversation highlights the importance of mentorship, navigating change in the treasury landscape, and developing future leaders in the field. Links: Tony Masone on LinkedIn: ⁠https://www.linkedin.com/in/...

In this episode of the Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Elena Casal, Chief Client Officer at The Clearing House (www.theclearinghouse.org). They explore the evolving landscape of US payments, delving into real-time payment systems, industry misconceptions, and the role of technology like AI and stablecoins. Elena shares insights from her extensive career across financialservices firms and her vision for the future of faster, more secure transactions. Links: Ele...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Peter Davey, Founder of Payments Jedi Advisory, an advisory and consulting firm thathelps banks, credit unions, and fintechs cut through the complexity of today’s payments landscape and develop practical, implementable strategies for modern banking and payments. They discuss the development of RTP network, collaboration between financial institutions and fintechs, the challenges small and regional banks fa...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe discusses the process of writing a book with treasury and payments leaders: Genevieve Dozier, Jeff Horowitz and Angela Murphy. Dozier is the Founder of Warpaint Consulting. Horowitz, a long time BNY Mellon treasury and relationship leader, is CEO of REACH™ Professional Development Solutions and Treasury Sources Group, LLC. Murphy, known in the industry as "Payments Elsa," is VP of Marketing and Solutions at Pidgin. I...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Thomas Gavaghan, SVP, Product Solutions & Strategy at Kyriba (www.kyriba.com) and Host of the "Liquid: How CFOs Outperform" podcast. Tom shares his two-decade journey at Kyriba, exploring the evolution of treasury management systems, the impact of AI, and the future of finance technology. Together they discuss talent development, industry shifts, the role of CFOs in a rapidly changing landscape, and Tom's ...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Brandon Spear, CEO of TreviPay (www.trevipay.com), about the evolution of B2B payments, digital transformation, and innovative solutions like Pay-by-Invoice and AI-driven analytics. They explore how TreviPay is transforming order-to-cash processes, enhancing customer experience, and preparing for future trends like blockchain and stable coins. Links: Brandon Spear on LinkedIn: https://www.linkedin.com/in/...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Pat Culkin, the President and CEO of the Association for Financial Professionals (AFP). The AFP is the premier global professional society for treasury andfinance professionals with a network of over 16,000 members. They discuss Pat's unique career journey, the impact of the AFP conference, the importance of connecting professionals globally, and the challenges and opportunitiespresented by technology in t...

In this episode of the Treasury Whisperers Talkcast Podcast, host Seth Marlowe is joined by members of the Dead Bankers Society - Stacy Bjornstad, Greg Lloyd, and Zoya Lieberman. They discuss key topics in the financial services industry. The conversation covers the origins of the Dead Bankers Society, debates on innovation between fintechs and banks, the necessity of instant payments, and the implications of Buy Now, Pay Later (BNPL) schemes. The panelists share their insights and experiences, ...