Episode 60 - Working Capital 2.0: Turning Working Capital into Strategic Liquidity
THIS EPISODE IS SPONSORED BY MONKEY
In this episode of The Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Michel Abranches, Head of Corporate Supply Chain Finance US at Monkey (www.monkeytech.com). As CFOs, treasurers, and procurement leaders navigate tighter liquidity discipline, higher capital costs, supplier pressure, and more complex bank relationships, many companies are discovering that traditional working capital levers are no longer enough. Michel shares his perspective on the next evolution of working capital: moving beyond static supplier finance programs and single-bank structures toward a more competitive, hybrid AR/AP, multi-funding model for corporate liquidity. Seth and Michel discuss why many legacy programs may still exist - but no longer unlock meaningful incremental cash flow. They explore how a broader funding ecosystem can expand capacity, improve supplier participation, create greater pricing transparency, strengthen treasury’s bank leverage, and deliver better outcomes for corporates, suppliers, procurement teams, and funders. The conversation also touches on supplier engagement, AI-driven liquidity decisions, and why the next chapter of working capital is not just about buying another fintech platform - it is about building a scalable liquidity execution engine with outcomes before upfront costs.
Links:
Michel Abranches on LinkedIn: https://www.linkedin.com/in/michelabranches/
Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/
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Monkey Tech
Michel is Head of Corporate SCF U.S. at Monkey Tech, a Brazil-born supply chain finance fintech now expanding in the U.S. with offices in North Carolina. Michel brings more than two decades of experience advising CFOs, treasurers, and finance leaders, including roles with Cisco Systems, Pega, Accenture, Gartner and a variety of techs and fintechs.
At Monkey, he works with corporate treasury, finance, and procurement teams to modernize supply chain finance, unlock working capital, and create better liquidity options for suppliers. Monkey’s platform brings a digital, marketplace-driven approach to early payments and supplier finance, helping companies turn supply chain finance from a static program into a more flexible working capital tool.
