Payments Episodes

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stephanie Prebish, Senior Managing Director of Association Services at Nacha (www.nacha.org). Stephanie shares her career journey from bank teller to payments industry leader, including how a newspaper ad for “electronic banking” eventually led her to Nacha more than two decades ago. Seth and Stephanie discuss Nacha’s role in supporting membership, conferences, education, professional accreditation, and pr...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments adoption. The conversation explores RTP, FedNow, the “receive-only rut,” ...

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations ...

In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Will K. Grace, Founder and CEO of DeNovo Treasury LLC (https://www.denovotreasury.com/). They explore the evolution of treasury management in community banks and credit unions, emphasizing why treasury is no longer optional for financial institutions looking to grow commercial relationships, retain deposits, and compete beyond traditional community banking models. Will discusses thechallenges smaller instit...

In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Sean Carter, CEO of NEACH (www.neach.org) and the NEACH Payments Group (www.neachgroup.com). Sean explains NEACH's role as a regional payment association providing education, rules, and risk management support for financial institutions, the consolidation of regional associations from 30 to 9 due to bank mergers and industry shifts, and the relationship between NEACH and NACHA, including how PAs participate ...

In this episode of the Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Elena Casal, Chief Client Officer at The Clearing House (www.theclearinghouse.org). They explore the evolving landscape of US payments, delving into real-time payment systems, industry misconceptions, and the role of technology like AI and stablecoins. Elena shares insights from her extensive career across financialservices firms and her vision for the future of faster, more secure transactions. Links: Ele...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Peter Davey, Founder of Payments Jedi Advisory, an advisory and consulting firm thathelps banks, credit unions, and fintechs cut through the complexity of today’s payments landscape and develop practical, implementable strategies for modern banking and payments. They discuss the development of RTP network, collaboration between financial institutions and fintechs, the challenges small and regional banks fa...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Brandon Spear, CEO of TreviPay (www.trevipay.com), about the evolution of B2B payments, digital transformation, and innovative solutions like Pay-by-Invoice and AI-driven analytics. They explore how TreviPay is transforming order-to-cash processes, enhancing customer experience, and preparing for future trends like blockchain and stable coins. Links: Brandon Spear on LinkedIn: https://www.linkedin.com/in/...

In this episode of the Treasury Whisperers Talkcast Podcast, host Seth Marlowe is joined by members of the Dead Bankers Society - Stacy Bjornstad, Greg Lloyd, and Zoya Lieberman. They discuss key topics in the financial services industry. The conversation covers the origins of the Dead Bankers Society, debates on innovation between fintechs and banks, the necessity of instant payments, and the implications of Buy Now, Pay Later (BNPL) schemes. The panelists share their insights and experiences, ...

In this episode of the Treasury Whisperers TalkCast, host Seth Marlowe welcomes Peter Tapling, Founder and Managing Partner at PTap Advisory LLC (https://ptapadvisory.com/), a seasoned entrepreneur and advisor in the payments industry. They delve into the evolution of payment systems, particularly focusing on the rise of faster payments and the challenges faced by financial institutions in the U.S. Peter shares insights from his extensive experience, including his role in the development of NACH...

In this episode of the Treasury Whisperer's TalkCast Podcast,host Seth Marlowe is joined by Kristy Duncan, Founder and CEO of Women in Payments (www.womeninpayments.org). In this engaging conversation, Kristy shares her journey in founding Women in Payments, a global organization dedicated to empowering women in the payments and FinTech industry. She discusses the challenges women face in the industry, the importance of mentorship, and the need for collaboration among women in finance. Kristy al...

In this episode of the Treasury Whisperer's Talkcast Podcast host Seth Marlowe interviews Genevieve Dozier, Founder & CEO of Warpaint Consulting (www.warpaintconsulting.com). In this engaging conversation, they talk about Genevieve's journey through the payments industry, her experiences starting as a fashion major in college and ending up in banking and traversing to the world of fintech startups, and ultimately founding her own consulting firm. The discussion also touches on her role as a Mone...

In this episode of the Treasury Whisperer's Talkcast Podcast host Seth Marlowe interviews Reed Luhtanen, Executive Director of the US Faster Payments Council or "FPC" (www.fasterpaymentscouncil.org). They discuss the FPC's mission to facilitate a world-class payment system in the US, Reed's extensive experience in the payments industry, and his role in the creation of the FPC. The discussion also touches on the "Payment Beer Nerds," a group formed during the pandemic to connect payments industry...

In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Lori Burns, Founder and CEO of RUBYFIVE (www.therubyfive.com). RUBYFIVE helps businesses take control of their cash flow by going beyondtraditional automation and embracing cutting-edge payment technologies. Lori discusses her vision for revolutionizing business payments through real-time solutions. She emphasizes the importance of convenience and control in cash management, drawing parallels between consu...

In this episode of the Treasury Whisperer's Talkcast Podcast, Seth Marlowe interviews Jacob Zachs, the Founder and CEO of Fasten Rewards (www.fasten.cc). Jacob discusses the inception and development of Fasten Rewards, a credit card designed to reward consumers for their auto-related expenses including auto loans and auto leases. He shares insights on the unique features of the card, including its competitive rewards structure, the importance of partnerships with dealerships, and strategies for ...

Seth Marlowe, The Treasury Whisperer talks with Kevin Olsen, known in the industry as The Payments Professor. Kevin is the Senior Vice President of Innovation & Strategy at Pidgin (www.pidgin.net). The Whisperer and The Professor discuss the role of Pidgin in facilitating instant payments, the adoption rates of instant payment networks RTP and FedNow, and the various use cases for consumers and businesses. The conversation also touches on interoperability challenges, future developments in fraud...

Seth Marlowe, The Treasury Whisperer talks with Dr. Angela Murphy a/k/a "Payments Elsa," Vice President of Marketing and Solutions at Pidgin (www.pidgin.net). Angela is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. Listen as we talk about the origin of her "Payments Elsa" nickname; the evolution of and challenges with instant payments; and Zelle, stablecoins and more. Links: Angela Murphy on LinkedIn: https://www.linkedin.com/in/payment...