Episode 44 - From ACH to AI: Payments Through a Bah-stin (Boston) Lens with Sean Carter (NEACH)
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YouTube YouTube Spotify Spotify Apple Podcasts Apple Podcasts Amazon Music Amazon Music Audible Audible Castbox Castbox Castro Castro Deezer Deezer Goodpods Goodpods iHeartRadio iHeartRadio Pandora Pandora PlayerFM PlayerFM PocketCasts PocketCasts Podcast Addict Podcast Addict Podchaser Podchaser TuneIn TuneIn YouTube YouTube In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Sean Carter, CEO of NEACH (www.neach.org) and the NEACH Payments Group (www.neachgroup.com). Sean explains NEACH's role as a regional payment association providing education, rules, and risk management support for financial institutions, the consolidation of regional associations from 30 to 9 due to bank mergers and industry shifts, and the relationship between NEACH and NACHA, including how PAs participate in NACHA rule changes and NACHA’s initiatives like FedNow and Phixius. They also discuss: the impact of industry regulation and innovations, including the growth of RTP, ACH, and the ongoing presence of checks, with predictions about stable coins; the importance of operational practices infraud reduction, including simple process changes and end-user education; and the evolving threat landscape in payments, the role of AI in fraud detection, and the need for industry-wide cooperation.
Links:
Sean Carter on LinkedIn: https://www.linkedin.com/in/sean-carter-aap-aprp-afpp-ba87104/
Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/
The Treasury Whisperer's Talkcast Podcast on LinkedIn: https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/
The Treasury Whisperer Network on LinkedIn: https://www.linkedin.com/company/treasurywhisperernetwork/
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NEACH
Sean is the President and CEO of NEACH and its subsidiary, NEACH Payments Group (NPG).
Sean serves the industry at a personalized, one-on-one level. Specifically, he helps financial institutions, corporations, and vendors solve operational and regulatory challenges, manage risk, and drive financial and business improvement through a suite of audit, risk management, and consulting services.
Sean is a frequent speaker on payments topics at events and key forums across the country including: Nacha Payments; The AFP, TRANSACT Connect, and many other regional gatherings.
With his focus on supporting the industry and shaping the future of payments, Sean has participated in a number of groups, including: the Fed Payments Improvement Security Group, Nacha’s Rules and Operations Group, Nacha’s Risk Management Advisory Group (RMAG), and the Center for Payments.
