Episode 51 - Rules, Rails, Risk, and Real-Time Reality with Elyssa Morgan (NEACH)
Spotify Spotify 
Apple Podcasts Apple Podcasts 
Amazon Music Amazon Music 
Audible Audible 
Castbox Castbox 
Castro Castro 
Deezer Deezer 
Goodpods Goodpods 
iHeartRadio iHeartRadio 
Pandora Pandora 
PlayerFM PlayerFM 
PocketCasts PocketCasts 
Podcast Addict Podcast Addict 
Podchaser Podchaser 
TuneIn TuneIn 
YouTube YouTube Spotify Spotify Apple Podcasts Apple Podcasts Amazon Music Amazon Music Audible Audible Castbox Castbox Castro Castro Deezer Deezer Goodpods Goodpods iHeartRadio iHeartRadio Pandora Pandora PlayerFM PlayerFM PocketCasts PocketCasts Podcast Addict Podcast Addict Podchaser Podchaser TuneIn TuneIn YouTube YouTube In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations topayments leadership, and why regional payment associations like NEACH play an important role in helping community banks, credit unions, fintechs, and corporates navigate change. The conversation also covers compliance as a growthengine, the ongoing battle against check fraud and authorized payment scams, the importance of customer behavior in payment strategy, and why the future ofbanking will be shaped by convenience, speed, trust, and relevance.
Links:
Elyssa Morgan on LinkedIn: https://www.linkedin.com/in/elyssamorganaap/
NEACH Payments on Tap Podcast: https://www.neach.org/Podcasts/Payments-on-Tap
Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/
The Treasury Whisperer's Talkcast Podcast on LinkedIn: https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/
The Treasury Whisperer Network on LinkedIn: https://www.linkedin.com/company/treasurywhisperernetwork/
Support The Treasury Whisperer's Talkcast Podcast by Becoming a Patreon Member: https://buymeacoffee.com/treasurywhisperer
The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026
Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.
Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.
NEACH
Elyssa is a senior payments and growth leader with over 20 years of experience in banking and financial services, including more than a decade focused on payment strategy, program management, and organizational growth. Her work centers on helping financial institutions, corporations, third-party providers, and fintechs navigate operational and regulatory challenges, manage risk, and achieve meaningful financial improvement and growth.
In her role with NEACH, Elyssa leads enterprise growth initiatives spanning membership engagement, partnerships, sponsorships, and non-dues revenue, while serving as a key connector across the payments ecosystem. In addition, Elyssa is the host of NEACH's Payments on Tap podcast.
Elyssa also serves as a senior advisor for NEACH Payments Group, where she specializes in guiding organizations through payment strategy build-outs that align with their unique business goals.
She holds a business degree from Bay Path University and maintains the Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP), and Accredited Payments Risk Professional (APRP) certifications.
