June 5, 2026

Episode 51 - Rules, Rails, Risk, and Real-Time Reality with Elyssa Morgan (NEACH)

Episode 51 - Rules, Rails, Risk, and Real-Time Reality with Elyssa Morgan (NEACH)
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In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations topayments leadership, and why regional payment associations like NEACH play an important role in helping community banks, credit unions, fintechs, and corporates navigate change. The conversation also covers compliance as a growthengine, the ongoing battle against check fraud and authorized payment scams, the importance of customer behavior in payment strategy, and why the future ofbanking will be shaped by convenience, speed, trust, and relevance.

Links:

Elyssa Morgan on LinkedIn: https://www.linkedin.com/in/elyssamorganaap/

NEACH Payments on Tap Podcast: https://www.neach.org/Podcasts/Payments-on-Tap

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