Episode 62 - The Smarter Layer for Treasury Modernization and Onboarding with Scott Graf (Prolific Banking)

THIS EPISODE IS SPONSORED BY PROLIFIC BANKING

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Graf, President and Founder of Prolific Banking (www.prolificbanking.com). Theydiscuss Scott’s journey from early internet technology and commercial online banking to founding Prolific Banking in 2020 with the belief that financial institutions should not have to rip and replace core infrastructure to modernize treasury and payments operations. The conversation explores whycommercial onboarding remains so complex, how banks can improve implementation, conversions, file transmission, client engagement, and API connectivity, and why better visibility and workflow intelligence matter for both bank teams andcorporate customers. Scott also shares his perspective on what makes bank-fintech partnerships work, why fintechs need to understand the bank operating model, how embedded AI can improve treasury platforms without becoming just another chatbot, and why AI fatigue, auditability, human decisioning, and repeatability will matter as commercial banking technology continues to evolve.

Links:

Scott Graf on LinkedIn: ⁠⁠https://www.linkedin.com/in/scott-graf-7271245/

Seth Marlowe on LinkedIn: ⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠

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