Episode 50 - Will & Grace and The Treasury Evolution in Community Banking with Will K. Grace (DeNovo Treasury)
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Will K. Grace, Founder and CEO of DeNovo Treasury LLC (https://www.denovotreasury.com/). They explore the evolution of treasury management in community banks and credit unions, emphasizing why treasury is no longer optional for financial institutions looking to grow commercial relationships, retain deposits, and compete beyond traditional community banking models. Will discusses thechallenges smaller institutions face around treasury product gaps, relationship manager alignment, operational readiness, instant payments, vendor strategy, and AI adoption. He also provides practical insights on how community financialinstitutions can modernize treasury capabilities, prepare for real-time payments, and build long-term strategies that support growth, client retention, and stronger commercial banking execution.
Links:
Will K. Grace on LinkedIn: https://www.linkedin.com/in/willkgrace/
Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/
The Treasury Whisperer's Talkcast Podcast on LinkedIn: https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/
The Treasury Whisperer Network on LinkedIn: https://www.linkedin.com/company/treasurywhisperernetwork/
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Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.
DeNovo Treasury LLC
Will K. Grace is the founder and CEO of DeNovo Treasury LLC, a consultancy that empowers leaders of community financial institutions entering Commercial and Industrial (C&I) banking with expertise for their strategic investment in Treasury Management products and services.
Will is a 35-year veteran of the financial services industry, specializing in Treasury Management, Product Management, and faster/instant payments. His career spans leadership roles at major financial institutions, including Bank One (acquired by Chase), Fifth Third. KeyBank, and TCF Bank (acquired by Huntington Bank), as well as with core processor Jack Henry and fintech innovator Autobooks.
A recognized industry authority, he has served on the Nacha Rules and Operations Committee, the EPCOR Board of Directors, and was instrumental in developing the business requirements for The Clearing House's Real-time Payments (RTP) Network.
