Kyle Hatfield

Kyle Hatfield Profile Photo

CEO & Co-Founder, Centsless

Kyle Hatfield is CEO and Co-Founder of Centsless, a Fintech/Regtech compliance infrastructure company focused on the operational challenges created by the U.S. penny phaseout and cash rounding.

Centsless translates evolving federal, state, and local requirements into actionable guidance for merchants navigating cash transactions, POS configuration, tender-specific rounding, refunds, tax treatment, reconciliation, and customer-facing compliance.

Kyle has closely tracked the rapidly developing penny landscape as states enact their own rounding laws and Congress advances the Common Cents Act. His work focuses on the gap between what legislation says and what merchants, payment systems, and operators must actually do at the point of sale.

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Sept. 23, 2026

Episode 64 - When a Penny Becomes a Treasury Problem with Kyle Hatfield (Centsless)

In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Kyle Hatfield, CEO and Co-Founder of Centsless (www.centsless.org). They explore the operational and compliance challenges created by the U.S.penny phase-out, including cash rounding rules, POS configuration, refunds, reconciliation, audit trails, and jurisdictional differences. Kyle also explains how Centsless is building a compliance layer designed to help merchants and financial institutions apply the co...
Guest: Kyle Hatfield