Marcia Klingensmith
Candescent
Marcia is the Banking Modernization and Ecosystem Strategy Leader at Candescent. Candescent serves more than 1,300 banks and credit unions representing over 30 million registered users with their cloud-native Intelligent Banking Platform
Marcia helps shape how the platform shows up in the market through modernization guidance, ecosystem strategy, and partner enablement. She brings more than 20 years of experience across tier one banks, global payment networks, and fintech platforms.
As a speaker, Marcia is valued for her practical, inside the bank perspective and her ability to create shared language across product, risk, and commercial teams. Her sessions resonate with executives who want to move forward confidently, align stakeholders, and turn modernization ambition into execution.
Lastly, Marcia has a Substack blog "The Instant Edge" which is positioned around payments modernization for financial institutions.
