Episode 59 - Better Together: When Banks and Fintechs Collaborate with Stuart Bain (Alacriti) & Deepak Kapoor (Huntington)
THIS EPISODE IS SPONSORED BY ALACRITI
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stuart Bain, Senior Vice President of Product Management at Alacriti (www.alacriti.com), and Deepak Kapoor, Senior Vice President and Head of Payments Product at Huntington National Bank(www.huntington.com). Stuart and Deepak share their unique journeys into the payments industry before discussing howbanks and fintechs are working together to modernize commercial payments. The conversation explores digital invoice presentment, embedded banking, ERP integration,real-time payments, AI-powered reconciliation, Request for Pay, surcharging, and the continued challenge of reducing check usage in B2B payments. They also examine the future of agentic commerce and how artificial intelligence is poised to reshape both receivables and the overall customer payments experience.
Links:
Stuart Bain on LinkedIn: https://www.linkedin.com/in/stuart-bain-7630715/
Deepak Kapoor on LinkedIn: https://www.linkedin.com/in/dkapoor1/
Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/
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Senior Vice President of Product Management at Alacriti
Stuart Bain is the Senior Vice President of Product Management at Alacriti. He works with business development and sales teams to define Alacriti’s payment processing product roadmap, provide analysis for new products, and enhance existing products.
Prior to joining Alacriti, he led several teams responsible for the development and support of multiple payment-related applications at HSBC Bank. Stuart holds a BSc degree in Geological Sciences from St. John’s College, UK, and a second BSc in Financial Services from the University of Manchester Institute of Science & Technology
Senior Vice President and Head of Payments Products at Huntington National Bank
Deepak Kapoor is Senior Vice President and Head of Payments Products at Huntington National Bank, where he leads payment product strategy across treasury management, merchant services, embedded banking, APIs, ledgering, and other modern payment capabilities. Prior to Huntington, Deepak held senior roles at KeyBank, Fiserv, and American Express. He is an engineer by training and holds an MBA.
